You’ve spent valuable time cultivating a wine collection that you’re proud of. Naturally, you’ll want to protect this asset from damage, should the unimaginable happen. Wine collections are not typically covered in a homeowner’s policy, so you’ll need special coverage that’s designed to protect this unique collection.
Depending on the size and nature of your wine collection, you can choose to insure it under a blanket amount or, if you have higher-value bottles, you may wish to insure those separately. Getting an appraisal first will help you decide which option works best for your situation.
Typical wine collection insurance covers the following risks:
- Bottle breakage
- Mechanical breakdown of wine storage units
- Fire, theft and other damages
- Loss of your collection due to a power outage or temperature fluctuation
Contact us today to discuss how we can help you protect your prized collection.